CO-PAYS

All co-pays are due at the time of your visit.  Co-pays are set by your insurance company and are considered a contract between you, your insurance and employer. We encourage you to know your benefits and coverage prior to undergoing any surgical procedure.

SELF PAY

Payment in full is due at the time of service if you do not have health insurance.

MEDICARE

We are a participating Medicare provider. Medicare as well as your secondary insurance (if any) will be billed for you. You are responsible for co-payment or deductible amounts as stated by Medicare and your secondary insurance company.

SECONDARY INSURANCE

Your medical claim will be forwarded to your secondary insurance (if any) after payment and/or explanation of benefits (EOB) is received from your primary insurance company.

REFERRALS/AUTHORIZATIONS

We are required to follow the guidelines of your managed care plan which mandates to us that when you visit a specialist, such as ours, you must have a referral from your primary care physician prior to seeking specialty care. Therefore, you are financially responsible for the services received, unless your referral is presented at the time of this visit. If you do not have a referral from your primary care physician at the HGH time of a visit, you will be financially responsible for all service performed, upon completion of the visit. You will also be given the option to reschedule your appointment.

PATIENT BILLING

You will be sent up to three notices for your financial responsibility (co-insurance, deductible) after

payment and/or explanation of benefits (EOB) is received from your insurance company/companies. After the third and last notice, your account may he forward to collections. Please let the billing office know if you have any difficulties resolving your bill. Payment arrangements can be made on a case to case basis.

ACCEPTABLE FORMS OF PAYMENT

OUR office accepts cash, checks, Visa, Mastercard, Discover and American Express.